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*Note: This estimate is based on information provided to Hippo by BSI Financial Services. The quoted premium will be finalized following the application completion and may vary from the above estimate. Hippo quotes are valid for 30 days.

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PRE-SCREEN & OPT OUT NOTICE
This "pre-screened" offer of insurance is based on information in your credit report indicating that you meet certain criteria. This offer is not quaranteed if you do not meet our criteria. If you do not want to receive pre-screened offers of insurance from this and other companies, call TransUnion at 999.567.8688 Toll-free or visit the website at www.optoutscreen.com; or write TransUnion Opt Out Request, PO Box 505, Woodlyn, PA 19094-0505
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CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV.

Licensing

BSI Financial Services Licensing

Licensed as Servis One, Inc. dba BSI Financial Services. Servis One, Inc. is authorized to conduct business in all fifty states and the District of Columbia.

    BSI Financial Services
    4200 Regent Blvd, Suite B200
    Irving, TX 75063

    800.327.7861 (Phone)
    972.692.7083 (Fax)
    NMLS # 38078

For licensing information, go to www.nmlsconsumeraccess.com

Following is a list of our state licenses and approvals:

LICENSES HELD

Alabama Consumer Credit License 21470
American Samoa Business License Licensed
Arizona Escrow Agency License EA-0916299
Arkansas Collection Agency License 4443
Arkansas Combination Mortgage Banker-Broker-Servicer License 101552
California

    California DBO Residential Mortgage Lending Act License 4130841
    Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act - by authority CCR 1950.204.3
City Of Buffalo Collection Agency License CAG13-10024282
Colorado Collection Agency 991976
Colorado Office Location: 7200 S. Alton Way, Suite B180 Centennial, CO 80112 Phone 303-309-3839
Colorado Supervised Lender License 991151
Connecticut Mortgage Servicer License MS38078
Delaware Lender License 25500
District Of Columbia Mortgage Dual Authority License MLB38078
Florida Consumer Collection Agency License CCA9902633
Florida Mortgage Lender Servicer License MLD654
Georgia Residential Mortgage Licensee 23583
Guam Mortgage Servicer License 2017-1043
Hawaii Exempt Out-Of-State Collection Agency Registration COLAX 792
Hawaii Mortgage Servicer License MS054
Hawaii Mortgage Servicer Loan Modification License HI-38078
Idaho Collection Agency License CCA-9070
Idaho Regulated Lender License RRL 7552
Illinois
    Servis One, Inc. dba BSI Financial Services. Mortgage Banking (MB) License Number: MB.6760534. NMLS id. 38078
    Illinois Residential Mortgage Licensee
    Illinois Department of Financial and Professional Regulation (IDFPR)
    James R. Thompson Center (JRTC)
    100 West Randolph Street, 9th Floor
    Chicago, Illinois 60601
    All Inquiries: 888.473.4858
    TYY: 866-325-4949
Indiana Collection Agency License Licensed
Indiana First Lien Mortgage Lending License 18289
Indiana SOS Collection Agency License 938078 CA
Iowa Debt Collector Notification Licensed
Iowa Master Loan Company Registration 88883097
Iowa Mortgage Banker License 2008-0133
Kansas Mortgage Company License MC.0025353
Kentucky Mortgage Company License MC22537
Louisiana Collection Agency Registration 40558278I
Louisiana Residential Mortgage Lending License Licensed
Maine Debt Collector License DCL11842
Maine Supervised Lender License SVR9572 Maryland Mortgage Lender License 18707
Massachusetts Debt Collector License DC112167-100
Michigan 1st Mortgage Broker, Lender, And Servicer Registration FR0019669
Michigan 2nd Mortgage Broker, Lender And Servicer Registration SR0018062
Minnesota Residential Mortgage Servicer License MN-MS-20570133
Mississippi Mortgage Lender License 38078
Missouri Company License15-1910-S-A
Missouri Residential Mortgage Loan Broker License 15-1910-S
Montana Mortgage Servicer License 38078
Nebraska Mortgage Banker License 2026
Nevada Asset Management Company Registration ASM.0000209
Nevada Collection Agency License CAD11205
Nevada Mortgage Servicer License 4330
New Hampshire Mortgage Servicer License 14503-MS
New Jersey Collection Agency Bond 10289
New Mexico Collection Agency License 1263
New Mexico Collection Agency Manager 1866
New York City Debt Collection Agency 2001485-DCA
New York Mortgage Loan Servicer Registration 38078
North Carolina Collection Agency Permit/ License 105711
North Carolina Mortgage Servicer License S-146603
Northern Mariana Islands Business License 24441-0001-1
Ohio Mortgage Loan Act Certificate Of Registration SM.501544.000
Ohio Residential Mortgage Lending Act Registration RM.501544.000
Oklahoma Mortgage Lender License Other Trade Name #1ML010178
Oregon Collection Agency License 49414
Oregon Mortgage Servicer License MS-83
Pennsylvania Mortgage Lender 59001
Pennsylvania Mortgage Servicer 67484
Puerto Rico Mortgage Lender/Servicer IH-095
Rhode Island Third Party Loan Servicer License 20153146LS
South Carolina BFI Mortgage Lender/Servicer License - Other Trade Name #1MLS-38078 OTN#1
South Carolina Mortgage Lender/Servicer License MLS-38078
South Dakota Mortgage Lender License ML.04897
Tennessee Mortgage License 109160
Texas Collection Agency Bond 20110218
Texas Regulated Lender License 18518-59060
Texas Residential Mortgage Loan Servicer Registration Licensed And Examined By The Office Of Consumer Credit Commissioner Of The State Of Texas 59060
Texas SML Mortgage Company License Licensed
Texas Third Party Collection Agency Bond 20110218
Texas SML Residential Mortgage Loan Servicer Registration 38078
Utah Collection Agency Registration 6598468-0131
Utah Residential First Mortgage Notification UDFI-RFMN2015
Vermont Loan Servicer License 38078-1
Vermont Mortgage Broker License 1046MB
Virgin Islands Mortgage Lender License VI-MLC-38078
Washington Consumer Loan Company License CL-38078
West Virginia Collection Agency Registration 2260-2750
West Virginia Mortgage Broker License MBL-35060
West Virginia Mortgage Lender License ML-24470
Wisconsin Consumer Act Registration SO78297
Wisconsin Mortgage Banker License 215168BA
Yonkers, NY Debt Collection Agency100099

Arkansas Residents

BSI Financial is currently licensed in the state of Arkansas. Any complaints may be submitted to www.securities.arkansas.gov or by calling this toll-free number:
800.981.4429.

California Residents

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 877.FTC.HELP or www.ftc.gov.

Colorado Residents

FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

Maryland Residents

Per Maryland Code Commercial Law section 13-316(b)(5), BSI is required to inform you that a servicer's violation of this section will result in a servicer being held liable under subsection (e) of § 13-316.

Massachusetts Residents

NOTICE OF IMPORTANT RIGHTS

You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.

New York Residents

BSI Financial is registered with the Superintendent of the New York State Department of Financial Services. New York borrowers may file complaints and obtain further information about the servicer by contacting the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the Department’s website at www.dfs.ny.gov.

We are required by regulation of the New York State Department of Financial Services to notify you of the following information. This information is NOT legal advice:

Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. section 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to:
  • the use or threat of violence;
  • the use of obscene or profane language; and
  • repeated phone calls made with the intent to annoy, abuse, or harass.
If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt:
  • Supplemental security income, (SSI);
  • Social security;
  • Public assistance (welfare);
  • Spousal support, maintenance (alimony) or child support;
  • Unemployment benefits;
  • Disability benefits;
  • Worker's compensation benefits;
  • Public or private pensions;
  • Veteran's benefits;
  • Federal student loans, federal student grants, and federal work study funds; and
  • Ninety percent of your wages or salary earned in the last sixty days.
If you would like to learn more about your legal rights and options, you can consult an attorney or a legal assistance or legal aid organization.

North Carolina Residents

BSI Financial Services ("BSI") is regulated by the North Carolina Commissioner of Banks (NCCOB). If you wish to submit a complaint about BSI, you may do so to the NCCOB, which provides an online complaint form on their website at www.nccob.gov, or you may call them at 919.733.3016 for more information and assistance.

Texas Residents

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOT-LINE IS AVAILABLE AT 876.276.5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.

COMPLAINTS REGARDING THE SERVICING OF YOUR MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877.276.5550.

A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department upon request by mail at the address above, by telephone at its toll-free consumer hotline listed above, or by email at smlinfo@sml.texas.gov.